Global Assessment Report on Disaster Risk Reduction 2024. Resilience Pays: Investing and Financing for Our Future

The GAR 2025 report examines the likely future impacts of the world’s costliest hazards by 2050, considering different demographic trends, urbanization patterns, and climate scenarios. Drawing on new modelling tools and dozens of global examples, it warns that continued risk creation will outpace our ability to reduce it unless disaster risk reduction is embedded into core policy and financial decisions. The report calls for a fundamental shift in how disaster risk is financed and managed, highlighting the urgent need to break the escalating cycle of disasters, debt, uninsurability, and dependence on humanitarian aid. With total disaster costs now exceeding USD 2.3 trillion annually and climate change posing a growing threat to global economic stability, GAR 2025 shows that smarter, risk-informed investment can significantly reduce losses, strengthen resilience, and support more sustainable and equitable development.